Sometimes, a person’s greatest barrier to wealth is their own belief system.

Your mindset about money, the value you put on your work, the principles you uphold in your decision-making, and how you react to life’s many circumstances can dictate how your financial future will be.

The following is a summary of how the rich think differently from the poor, as told in the book, Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth by T. Harv Eker.

Check yourself against this list, and see if you have what it takes to be rich some day.

Rich people believe: “I create my life.”

Poor people believe: “Life happens to me.”

Rich people play the money game to win.
Poor people play the money game to not lose.

Rich people are committed to being rich.
Poor people want to be rich.

Rich people think big.
Poor people think small.

Rich people focus on opportunities.
Poor people focus on obstacles.

Rich people admire other rich and successful people.
Poor people resent rich and successful people.

Rich people associate with positive, successful people.
Poor people associate with negative or unsuccessful people.

Rich people are willing to promote themselves and their value.
Poor people think negatively about selling and promotion.


Rich people are bigger than their problems.
Poor people are smaller than their problems.

Rich people are excellent receivers.
Poor people are poor receivers.

Rich people choose to get paid based on results.
Poor people choose to get paid based on time.

Rich people think “both”.
Poor people think “either/or”.

Rich people focus on their net worth.
Poor people focus on their working income.

Rich people manage their money well.
Poor people mismanage their money well.

Rich people have their money work hard for them.
Poor people work hard for their money.

Rich people act in spite of fear.
Poor people let fear stop them.

Rich people constantly learn and grow.
Poor people think they already know.

Now you know the powerful differences between the rich vs the poor. Now is the time to ask yourself: which one do I want to be?

Work cited: T. Harv Eker, Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth Rich People vs Poor People: A Powerful Comparison


PS by Wali: A Muslim believer will not say “I create my life,” because their life and destiny have already been created by the Best Creator. With that belief system, they will continue to strive for better opportunities.

See aslo:

Is there a link between money and happiness?

The secrets to raising a wealthy child

Power DOES corrupt even the honest: study

How to make kids smarter: 10 steps backed by science

How to raise a moral child

10 ways to get lucky in life

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